Lifetime Income Planning

Latest Spring 2017 Quarterly Newsletter In this issue, Tracey Baker, CFP, reflects on current markets as we head into the summer months. Kevin Donovan, CFA, compares performance of "Actively" vs. "Passively" managed funds. Parker Trasborg, CFP, discusses the implications of several common estate planning pitfalls. Read about the tax related benefits that can arise from making Qualified Charitable Distributions. Jessica Ness, CFP, talks about our Day of Service when we partnered with one of our favorite local service organizations for the second year in a row. See how our clients have two different programs to track their CJM portfolios. January 2017 Audio Update Join Tracey, Brian, Kevin and Tim as they discuss CJMs expectations for the markets in 2017, a discussion on small cap equities as well as Tims thoughts on income distributions in retirement. Newsletter & Podcast Archive

Noted author William A. Ward once said, "There are four steps to achievement: Plan purposefully. Prepare prayerfully. Proceed positively. Pursue persistently."

When it comes to planning for retirement income, Ward's words of wisdom speak volumes.

The purpose of planning is to not outlive your retirement income so you can live comfortably in retirement. Being prepared means having a tactical plan in place that will ensure you have the income you need in retirement. Being positive is key as you approach retirement. Panicking over short-term market volatility can lead to losing perspective. Our goal is to provide retirement income without having to liquidate volatile assets at an inappropriate time. And finally, being persistent is vital. You know the purpose and have a plan in place. Keeping your sights set on the big picture goal is imperative.

There are four vital aspects of Retirement Income Planning that the professionals of CJM Wealth Advisers, Ltd. will manage for you:

  • Asset Management and Lifetime Income Planning
  • Cash Flow Management
  • Deferred Income Planning
  • Pension Plan Distribution Review